Your renewal jumped. Your premium doesn't have to.
Find a lower home insurance rate in minutes. We'll match you with a trusted comparison tool for your area.
🔒 Free to use · No purchase required · US homeowners only
Quotes from 30+ top-rated carriers including:
- [Progressive]
- [Allstate]
- [Liberty Mutual]
- [Travelers]
- [Nationwide]
- [Farmers]
Why homeowners pick ModestRate
Built for homeowners
We focus on homeowners insurance, not auto or life. So the comparison tools we route you to are built for your situation.
Find a lower rate
Most homeowners find a lower rate by comparing carriers — especially after a renewal hike. We make starting that comparison easy.
Skip the long forms to start
Just enter your ZIP. We'll route you to the right comparison site — no long intake on our end.
Three steps. Quick start.
Enter your ZIPWe match you with a comparison toolYou get personalized quotes there
Built for US homeowners. Real testimonials and a verified review score coming soon.
Questions, answered
Don't pay last year's price for next year's policy.
Free • Quick start • No obligation